Essential Function

• Ensures Shari’ah compliance of all financing requests before presenting to financing appraisal officer for further analysis;
• Collects/receives the customer’s application with a complete set of the required documents/information;
• Facilitates the property estimation proposed as collateral
• Facilitates properties offered as collaterals are properly and timely valued;
• Conducts the due diligence assessment on the customer;
• Prepares an independent financing analysis/appraisal;
• Facilitates the registration of collaterals and its renewal offered by customers;
• Makes sure that sales, Financing and security contrasts properly prepared as per the terms and conditions of the financing! decision;
• Conducts financing follow-up strictly on a case-by-case basis and ensure quality of financings and advances.
• Follows-up financing repayment patterns of a customer whenever, a problem arises with regards to financing collections report the delinquency/delay to his/her immediate supervisor;
• Assists timely collection of financing;
• Prepares Risk Grading on commercial and retail based financing requests of customers; and
• Performs other duties as may be assigned by the immediate supervisor.

• BA in Business Management, Economics, Marketing Management, Accounting & Finance, Banking & Finance, Management, and any other related fields with 3.5 years of experience in relative fields, preferably in banking industry, of which at least 1 year as a relevant IFB officer position.

Place of Work: – Addis Ababa

Interested applicants fulfilling the above requirements are invited to submit their applications only online through https://evacancy.enatbanksc.com/#/vacancy until April 27, 2025.

Enat Bank S.C

Human Capital Management Department Telephone: – 0115522835

Women applicants are highly encouraged