Essential Function

• Recruits potential customers and maintains strong relationship with existing customers;
• Establishes strong business relation with all customers of the Bank;
• Conduct adequate customer due diligence assessment;
• Ensures Shari’ah compliance of all financing requests before presenting to financing appraisal officer for further analysis;
• Ensures financing requests get timely decisions;
• Ensures timely collection of financing;
• Conducts strict financing follow-up on case by case basis;
• Ensures the quality of financing and provides periodic follow-up reports to the Manager, IFB Financing Division;
• Gets timely and proper solutions for deteriorating financing
• Ensures the legality of all financing customers;
• Ensures properties offered as collaterals are properly and timely valued; and
• Ensures financing documents are properly maintained and updated.
• Conducts a business visit to verify or evaluate the factual information contained on customers submitted documents and to make an objective assessment of the business;
• Ensures that proper analysis/appraisal is conducted;
• Confirms the financing process is adherence to the Financing Policy and Procedures of the Bank;
• Prepares all reports required by the regulatory body and Management of the bank; and
• Performs other duties as assigned by the immediate Supervisor.

• BA/MBA/MA in Business Management, Economics, Marketing Management, Accounting & Finance, Banking & Finance, Management, and any other related fields with 5.5/3.5 years of experience in relative fields, preferably in banking industry, of which at least 2 year as a relevant IFB officer position.

Place of Work: – Addis Ababa

Interested applicants fulfilling the above requirements are invited to submit their applications only online through https://evacancy.enatbanksc.com/#/vacancy until April 27, 2025.

Enat Bank S.C

Human Capital Management Department Telephone: – 0115522835

Women applicants are highly encouraged